Save yourself some money with cycling insurance

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With an increasing number of people starting to be swayed by the various environmental issues that the 21st century is faced with, we are beginning to see the birth of a greener society. From turning off household electrical goods, to using electric cars, or just washing your clothes at a lower temperature people are finding more and more ways to do their bit. We are even seeing the birth of many new schemes that are aimed at promoting more eco friendly ways of life, for instance the ride work scheme.?

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The ride to work scheme allows employees of employers that participate to save 32%-42%, (depending on whether or not they?re a high tax payer or not), on their bike. If an employee partakes in the ride to work scheme they pay for the bike with a set rate from their gross salary, (for those of you that don?t know this is before tax), this means that they potentially save on income tax and national insurance contributions (NICs), a truly great incentive for those who are becoming sick and tired of the nine to five traffic grinds.

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So it seems that with petrol prices rocketing and more traffic everyday an increasing number of people are turning back to bikes, and if you are enough to have saved on income tax and national insurance contributions then what better way to use the money than to insure your piece of mind and get cycling insurance.

After all, it would be unfortunate if you were to have an accident and damage your new bike and have no money to pay for the repairs. This, as any keen cyclist will know, can be fairly hefty when you?re dealing with top of the line bikes. It would be even worse if you were to be injured and have to take time off work.

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So whether you?re a professional cyclist or simply someone who cycles to work make sure you don?t lose out financially, especially in these times of economic recession where work is scarce. There are a variety of cycling insurance deals that are available including packages for individuals, teams, and even coaches or instructors. For instructors cycling insurance is a necessity, not just for yourself but for who ever you are training, you could be liable to some fairly substantial financial penalties if someone is hurt or injured whilst under your supervision. For those of you that simply partake in cycling as a pastime, insurance might seem like it is an unnecessary cost that you simply can?t afford. However, it is surprising how cheap some of the deals are online, and let us not forget Murphy?s Law - ?What can go wrong will go wrong?.

Source: http://leisure.ezinemark.com/save-yourself-some-money-with-cycling-insurance-7d343e062a63.html

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